Literacy, numeracy, health, financial, scientific, cultural, and civic

• Literacy: the ability to understand, identify, interpret, create and communicate effectively utilizing inscribed, printed, or electronic signs or symbols for representing language.
• Numeracy: the ability to understand and have the confidence and skill to work with numbers and mathematical approaches in all aspects of life.
• Health literacy: the ability to gain access to, understand and utilize information in ways which promote and maintain good health.
• Financial literacy: the ability to understand and apply financial management skills appropriately and to be able to make a financial plan, manage debt, calculate interest, understand the time value of money in order to make informed and effective decisions about personal financial resources.
• Scientific literacy: the ability to understand those scientific concepts and processes required for personal decision-making, participation in civic and cultural affairs, and economic productivity.
• Cultural literacy: the ability to understand the perspectives of people from diverse backgrounds instead of considering one’s cultural beliefs and practices as the correct ones.
• Civic literacy: the ability to participate effectively in civic life through knowing the rights and obligations of residents at local, state and national levels.