{"tema_id":"280","string":"Oficiales de pr\u00e9stamos y cr\u00e9ditos","created":"2017-05-13 12:23:10","code":"3312","notes":[{"@type":"Definition note","@lang":"es","@value":"Analizan y eval\u00faan la informaci\u00f3n financiera sobre las solicitudes de pr\u00e9stamo y cr\u00e9dito, aprueban o rechazan la concesi\u00f3n de los cr\u00e9ditos o pr\u00e9stamos; presentan a sus directivos recomendaciones en el sentido de aprobar o rechazar dicha concesi\u00f3n. "},{"@type":"Definition note","@lang":"en","@value":"Credit and loans officers analyse and evaluate financial information on applications for credit and loans and determine approval or disapproval of the client for the credit or loan, or recommend to management approval or disapproval. "},{"@type":"Nota de alcance","@lang":"es","@value":"Algunas ocupaciones afines clasificadas en otra parte:\n\nEmpleado de casa de empe\u00f1o - 4213\nAuditor financiero - 2411\nGerente de departamento financiero - 1346\nAsesor financiero - 2412\nAuxiliar de cr\u00e9dito de banca - 4312\n "},{"@type":"Nota de alcance","@lang":"en","@value":"Examples of the occupations classified here:\n\nLoans officer\nMortgage officer\n "},{"@type":"Nota de alcance","@lang":"en","@value":"Some related occupations classified elsewhere:\n\nFinancial institution branch manager - 1346\n "},{"@type":"Tareas","@lang":"es","@value":"\nSupervisar el trabajo de los empleados a su cargo.\nLlevar registros de pago de reembolso, preparar cartas de rutina para reclamar el pago de cuentas vencidas y remitirlas para el proceso jur\u00eddico de cobro.\nPresentar las solicitudes de cr\u00e9dito y pr\u00e9stamo para la gesti\u00f3n, adjuntando las recomendaciones para su aprobaci\u00f3n o rechazo.\nEntrevistar a los solicitantes de pr\u00e9stamos personales, hipotecarios, de estudios y de negocios.\nInvestigar y evaluar el estado financiero del solicitante de un pr\u00e9stamo, referencias de cr\u00e9dito y su capacidad de reembolso.\nAprobar o rechazar las solicitudes de pr\u00e9stamos dentro de los l\u00edmites autorizados de cr\u00e9dito, asegurando que se respeten los est\u00e1ndares y normas de cr\u00e9dito establecidos por la instituci\u00f3n.\nCompletar la documentaci\u00f3n de las solicitudes del pr\u00e9stamo y de cr\u00e9dito.\nDesempe\u00f1ar tareas afines.\n "},{"@type":"Tareas","@lang":"en","@value":"Tasks include\n\nkeeping records of payments, preparing routine letters requesting payment for overdue accounts and forwarding these for legal action\nsubmitting credit and loan applications to management with recommendations for approval or rejection\ninterviewing applicants for personal, mortgage, student and business loans\nresearching and evaluating loan applicants\u2019 financial status, references, credit and ability to repay the loan\napproving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected\ncompleting credit and loan documentation.\n "}]}